Whether you run a home-grown enterprise or a large corporation, you work hard to make your business succeed. With all your effort and ingenuity, however, everything you’ve built can still be wiped out with just one disaster. Ensure your peace of mind and company’s stability with the right policy from YS Insurance. We offer our clients quality business insurance policies in California, that can fully protect your assets in the face of lawsuits, workplace accidents, and more.
Business Owner Policy Coverage
At YS Insurance, our business insurance packages offer flexibility by combining protection for your major property and liability risks into one convenient policy. You also have the option to purchase coverages separately based on your business’ needs, such as our restaurant/café insurance. We specialize in securing the right coverage for companies in all industries, from restaurants, salons, barbershops, and nail salons to marketing firms, major retailers, and more.
Ideal for small and mid-sized companies, standard business owner policies (BOPs) offer the following types of coverage:
- Property insurance: covers the property owned by the company and their contents
- Business interruption insurance: covers the loss of income in the event of a shutdown due to a covered loss
- Liability insurance: covers the company’s legal responsibility for bodily injury or property damage that occurred on company grounds or as a result of employee actions
BOPs do not cover professional liability, commercial auto, workers’ compensation, or health and disability insurance. If you need these kinds of protection, you may want to purchase additional commercial coverage or customize your existing policies to meet the special risks you face.
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Why Choose Our Service?
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24 Hour Max Response Time
Prompt and Reliable Service – Guaranteed!” We are committed to providing exceptional customer service and ensuring you get the support you need, when you need it. Our team guarantees a response to all inquiries within 24 hours or less, so you can have peace of mind knowing we’re here for you every step of the way.
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Competitive Rates
“Affordable Coverage, Uncompromising Quality” We pride ourselves on offering competitive rates without sacrificing the quality of service you deserve. Our goal is to provide you with cost-effective insurance solutions tailored to your needs, ensuring you get the best value for your investment. Let us help you find the right coverage at a price that works for you.
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Commercial and Personal Lines
“Comprehensive Insurance Solutions for Every Need” We offer a wide range of insurance policies to protect what matters most to you. Whether you’re looking for personal insurance to safeguard your home, vehicle, or family, or commercial insurance to protect your business and assets, we have tailored solutions to meet your unique needs. Our expert team is here to guide you every step of the way.
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Excellent Customer Service
“Exceptional Customer Service You Can Rely On” At our core, we are dedicated to providing outstanding customer service that goes above and beyond your expectations. Our knowledgeable and friendly team is always ready to assist you with personalized support, clear communication, and prompt responses. Your satisfaction is our priority, and we’re here to ensure you feel confident and supported every step of the way.
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Coverage Options
