You don’t need to be a millionaire to be sued for millions of dollars. Protect yourself against lawsuits of all sizes with umbrella insurance from YS Insurance. Our policies guard our clients against the costs associated with legal action in California. Get in touch with our team today to begin tailoring a personalized umbrella policy to your exact needs.

What Is Umbrella Insurance?

Umbrella insurance is an extension of your liability policy. For instance, when someone falls down your front steps, is bit by your dog, or gets involved in an accident with your vehicle, you may be held legally responsible for their damages. Auto and homeowners insurance policies only go so far to protect you. Umbrella insurance covers additional liability coversge, helping you pay legal fees and court judgments without losing your savings.

A lawsuit can take everything you own and impact your future earnings, so it’s wise to make sure you are covered against anything that poses a risk to you or others.

The following are examples of causes of lawsuits that umbrella policies can cover:

  • Owning a home
  • Vacation properties
  • Waterfront properties
  • Vacant land
  • Luxury automobiles
  • Motorcycles, watercraft, and recreational vehicles
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Why Choose Our Service?

  • 24 Hour Max Response Time

    Prompt and Reliable Service – Guaranteed!” We are committed to providing exceptional customer service and ensuring you get the support you need, when you need it. Our team guarantees a response to all inquiries within 24 hours or less, so you can have peace of mind knowing we’re here for you every step of the way.

  • Competitive Rates

    “Affordable Coverage, Uncompromising Quality” We pride ourselves on offering competitive rates without sacrificing the quality of service you deserve. Our goal is to provide you with cost-effective insurance solutions tailored to your needs, ensuring you get the best value for your investment. Let us help you find the right coverage at a price that works for you.

  • Commercial and Personal Lines

    “Comprehensive Insurance Solutions for Every Need” We offer a wide range of insurance policies to protect what matters most to you. Whether you’re looking for personal insurance to safeguard your home, vehicle, or family, or commercial insurance to protect your business and assets, we have tailored solutions to meet your unique needs. Our expert team is here to guide you every step of the way.

  • Excellent Customer Service

    “Exceptional Customer Service You Can Rely On” At our core, we are dedicated to providing outstanding customer service that goes above and beyond your expectations. Our knowledgeable and friendly team is always ready to assist you with personalized support, clear communication, and prompt responses. Your satisfaction is our priority, and we’re here to ensure you feel confident and supported every step of the way.

Yuliya Shekhtman

Yuliya Shekhtman CEO at YSInsurance

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